Who — Owns Best Buy Credit Card

As of late 2025, interest rates on these cards are notably high, with some reaching 31.49% .

Cardmembers can manage their accounts through the Citibank Account Online portal or by contacting Citibank customer service at 1-888-574-1301 . Learn About the My Best Buy® Credit Card

Citibank issues two distinct versions of the card, each with different ownership and network implications: who owns best buy credit card

Rewards earned on the cards are managed through the My Best Buy loyalty program and are typically redeemable only for Best Buy reward certificates.

Citibank acquired the Best Buy credit card business from Capital One Financial Corp. in September 2013. The deal involved taking over roughly $7 billion in loan balances. As of late 2025, interest rates on these

A "closed-loop" card that can only be used at Best Buy stores and BestBuy.com .

The Best Buy credit card program is owned and issued by , a primary subsidiary of Citigroup Inc. . While the cards bear the Best Buy logo and offer rewards for the retailer, Best Buy itself is not an issuer of credit. Ownership and Issuance Citibank acquired the Best Buy credit card business

Best Buy acts as a strategic partner, utilizing the credit program to drive customer loyalty through integrated rewards and specialized financing offers. Card Variations and Acceptance