Lenders care about your "buying power." While saving, focus on:
The most successful savers treat their savings like a mandatory bill. saving money to buy a house
Lowering credit card balances improves your credit score and your DTI ratio, which can qualify you for lower mortgage rates. Lenders care about your "buying power
AI responses may include mistakes. For financial advice, consult a professional. Learn more saving money to buy a house
Don't let your money sit in a standard 0.01% savings account. Use an HYSA to earn 4% or more in interest while you wait. 4. Optimize Your Debt-to-Income (DTI)