During his meeting with the insurance agent, Jimmy fakes (or channels genuine) emotional distress to "accidentally" reveal Chuck’s mental breakdown in court.
Jimmy attempts to get a refund on his malpractice insurance but learns his premiums will actually rise by 150% once his suspension ends. Retaliation Against Chuck:
By informing the agent of Chuck's condition, Jimmy ensures Chuck’s own malpractice insurance will be affected, marking a major step in his descent into more ruthless behavior. Mike Ehrmantraut’s Project Report
Jimmy struggles to sell advertising time under his new persona, "Saul Goodman." He is eventually forced to offer a free commercial to a music store duo to keep his crew working.
After paying his college film crew out of pocket, Jimmy is left nearly broke, physically sitting on a curb as the weight of his situation hits him.
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