: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.
: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident. new jersey automobile insurance
: This "no-fault" coverage pays your medical expenses regardless of who caused the accident. : For drivers unable to find coverage in
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Due to high population density and mandatory no-fault benefits, New Jersey has some of the highest insurance costs in the country, with average minimum coverage around .
: The state provides incentives for insurers to increase coverage availability in specific urban centers to stimulate competition.
: Provides the most comprehensive options and higher coverage limits.