The dealer extends credit directly, meaning you make payments to them rather than a bank.

APRs can reach 25% to 30% , significantly higher than traditional loans.

Features a simple online payment system to save you trips to the lot. Braggs Used Cars Used car dealer ClosedBarboursville, WV, United States

Not all dealers report to credit bureaus; if they don't, your on-time payments won't help your score. 🛠️ Tips for a Successful Purchase

You handle the car choice and financing in a single trip.