How To Buy Us Savings Bonds For Grandchildren May 2026

After purchase, the bond is held in your virtual for a mandatory five-business-day waiting period.

: Bonds must be held for at least one year before they can be cashed. how to buy us savings bonds for grandchildren

: A parent or legal guardian must first open their own TreasuryDirect account and then establish a Minor Linked Account for the child. After purchase, the bond is held in your

Buying U.S. savings bonds for grandchildren is a secure way to gift a financial foundation, though the process has moved almost entirely online through TreasuryDirect . While paper bonds are no longer sold at banks, you can still purchase electronic Series EE or Series I bonds as gifts. 1. Requirements for Gifting Buying U

: Once the holding period ends, you can "deliver" the bond to the grandchild’s TreasuryDirect account.

To buy electronic savings bonds for a grandchild, both you and the recipient must have a TreasuryDirect account .

: Best for predictability . They earn a fixed interest rate and are guaranteed by the Treasury to double in value if held for 20 years. 5. Important Rules and Limitations