Best for those with good credit and a steady down payment.

With your pre-approval letter in hand, you are ready to assemble your team and start looking at houses. 1. Hire a Real Estate Agent

Backed by the Federal Housing Administration, great for buyers with lower credit scores and smaller down payments (as low as 3.5%).

These are the fees required to finalize the mortgage, typically ranging from 2% to 5% of the loan amount. You must save for these in addition to your down payment.

Guide To Buying Your First House «AUTHENTIC – 2026»

Best for those with good credit and a steady down payment.

With your pre-approval letter in hand, you are ready to assemble your team and start looking at houses. 1. Hire a Real Estate Agent guide to buying your first house

Backed by the Federal Housing Administration, great for buyers with lower credit scores and smaller down payments (as low as 3.5%). Best for those with good credit and a steady down payment

These are the fees required to finalize the mortgage, typically ranging from 2% to 5% of the loan amount. You must save for these in addition to your down payment. guide to buying your first house