Good Enough Credit Score To Buy A House | Recommended |

To buy a house, a is generally the minimum threshold for standard conventional loans. However, the "good enough" score depends heavily on the type of mortgage you choose and the interest rate you want to secure. Minimum Credit Scores by Loan Type

: Often requires a minimum between 580 and 620 , though some lenders like Freedom Mortgage may accept scores as low as 550. good enough credit score to buy a house

: You are a solid candidate for most loans, though you may not get the absolute lowest rates available. To buy a house, a is generally the

: You will likely qualify for the most competitive interest rates and lower private mortgage insurance (PMI) costs. To buy a house

While you can buy with a 620, a "good" score—one that unlocks better rates—is typically .