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Credit reporting agencies like Equifax collect data on hundreds of millions of consumers to help lenders, landlords, and employers make decisions. However, the system is not perfect. Recent regulatory actions, such as a ordered by the Consumer Financial Protection Bureau (CFPB) in early 2025, highlight the importance of consumers staying vigilant. The CFPB found that Equifax sometimes failed to properly investigate disputes or ignored evidence submitted by consumers. Steps to Dispute an Error .econsumer.equifax.com/

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