Health Insurance - Deadline To Buy

Certain programs do not follow the standard deadline and allow enrollment at any time:

If you missed the January deadline, you generally cannot buy a Marketplace plan until the next Open Enrollment period unless you qualify for a . Qualifying Life Events (SEP)

Get Health Insurance Answers from Healthcare.gov Marketplace deadline to buy health insurance

The final day for most states to enroll for coverage starting February 1, 2026 .

Members of federally recognized tribes can enroll monthly. Certain programs do not follow the standard deadline

Getting married, having a baby, or adopting a child. Relocation: Moving to a new ZIP code or county. Citizenship: Gaining U.S. citizenship or lawful presence. Year-Round Enrollment

For most Americans, the deadline to buy 2026 health insurance through the federal Marketplace was . However, depending on where you live or your personal circumstances, you may still have options to secure coverage now or for the upcoming 2027 cycle. 📅 Key Deadlines for 2026 Coverage Getting married, having a baby, or adopting a child

The cutoff for coverage starting January 1, 2026 .