: Set up autopay for at least the minimum balance on all accounts to ensure you never miss a due date.
: List debts from smallest to largest balance. Pay the minimum on all but the smallest, and put every extra dollar toward that one until it's gone, then "snowball" those funds to the next. credit repair to buy a home
To repair your credit for a home purchase, you must focus on improving your ratio and your FICO score , as most conventional mortgages require a minimum score of 620 . 1. Audit and Dispute Errors : Set up autopay for at least the