You (and your spouse) must not have owned a primary residence in the two years prior to the purchase .
Because traditional IRAs use pre-tax dollars, the full withdrawal amount is taxed as ordinary income at your current tax rate . can i use my traditional ira to buy a house
Funds must be used within 120 days for "qualified acquisition costs," including a down payment, closing costs, or building/rebuilding a home . You (and your spouse) must not have owned