A common dispute with loaners is when the warranty actually began—whether at the original in-service date or your purchase date.
Loaners typically come with a "courtesy discount" off the original MSRP that increases based on mileage and time in service.
"I’m interested in that loaner, but before I come in, can you text me a copy of its service history and the inspection checklist? I also want to confirm if it’s eligible for the program for that extra warranty coverage." Option 4: Clarifying Warranty Start Date