Best Buy Credit Card Hardship Program May 2026

The is a temporary repayment plan offered through Citibank (the card issuer) to help cardholders facing significant financial distress . Program Details & Benefits

: Enrolling often results in your account being closed or your credit limit being significantly reduced to prevent further debt. best buy credit card hardship program

: Citibank may lower your APR, which is often near 30% for retail cards, for a set period (typically less than 12 months ). The is a temporary repayment plan offered through

To qualify, you must demonstrate a , such as: Job loss or significant income reduction. Serious medical emergencies or illness. Natural disasters or other severe unforeseen events. How to Apply To qualify, you must demonstrate a , such

: While the program itself doesn't automatically hurt your score, reporting modified terms or closing an account may cause a temporary dip.

: Call the customer service number on the back of your card or your billing statement to request "hardship assistance".